Terms and Conditions

Acceptance of Terms

By accessing and using the Riovante website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our website.

Service Description

Riovante is an educational platform that provides information and resources on personal finance. Our content is for educational and informational purposes only.

• We are not a financial institution
• We do not provide personalized financial advice
• We do not conduct financial operations
• Content does not constitute an investment recommendation

User Obligations

By using our site, you agree to:

• Provide accurate and up-to-date information
• Not use the site for illegal purposes
• Not attempt to access restricted areas of the site
• Not reproduce or distribute our content without authorization
• Maintain the confidentiality of your access credentials

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is owned by Riovante or its licensors and is protected by Peru's intellectual property laws.

Limitation of Liability

The information provided on this website is for educational purposes only. Riovante is not responsible for:

• Financial decisions made based on our content
• Losses or damages resulting from use of the site
• Errors or omissions in content
• Service interruptions
• Viruses or harmful components

Modifications

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting on the website.

Governing Law

These terms are governed by the laws of the Republic of Peru. Any dispute shall be resolved before the competent courts of Lima, Peru.